War in the Middle East. Oil up sharply. Markets on edge.
Should investors panic-or stay the course?

On this episode of Something More with Chris Boyd, Chris Boyd sits down with Brian Regan and Russ Ball to unpack the financial implications of renewed U.S. and Israeli strikes involving Iran. Together, they examine how geopolitical shocks historically affect markets, why volatility often feels worse than it proves to be, and what disciplined investors should focus on instead of headlines.

Most importantly, they reinforce a core principle: investment strategy should align with your financial plan not with the latest breaking news.

Whether you're feeling uneasy or simply looking for perspective, this episode offers thoughtful analysis, practical guidance, and a steady voice in uncertain times.

Keep striving for Something More.

#SmartMoney #FinancialInsights #Investing #Markets #FinancialPlanning #PortfolioStrategy #WealthManagement #LongTermInvesting #SomethingMoreWithChrisBoyd #WealthEnhancementGroup

Diving Deep on Social Security decisions with Marsha Mantell (part two)

In this episode of Something More with Chris Boyd, Chris, and Jeff welcome back Social
Security expert and author Marsha Mantell for a deep dive into reallife Social Security case
studies. Drawing from her book Social Security: Lightly Toasted, Not Burned, Marsha shares
relatable scenarios from single earners and hardworking bluecollar couples to divorced spouses,
blended families, and widows navigating complex decisions. Together, they walk through how
lifetime earnings, timing, marital history, and survivor benefits shape Social Security outcomes.
With humor (yes, the Flintstones and Brady Bunch make an appearance) and practical insight,
this episode highlights why assumptions about ages like 62, 65, 70, or even 70½ often miss the
mark and why thoughtful planning matters. Whether you are approaching retirement or helping
clients prepare, this conversation delivers clarity, strategy, and "something more" to help you
make informed choices about your Social Security benefits.

#SocialSecurity #RetirementPlanning #FinancialAdvice #CaseStudies #MarshaMantell
#ChrisBoyd #WealthEnhancementGroup #RetirementStrategy #WidowBenefits
#SpousalBenefits #FinancialPodcast #SomethingMoreWithChrisBoyd

For more information or to reach TEAM AMR, click the following link:

https://www.wealthenhancement.com/advisor-teams/amr-team

To buy Marcia Mantell's book, click the link below:

https://www.barnesandnoble.com/w/social-security-lightly-toasted-not-burnt-marcia-macdonald-
mantell/1148852467?ean=9798987424933

This week on Something More with Chris Boyd, the AMR team with Chris, Jeff Perry,
and Russ Ball dives into the mailbag to tackle the realworld financial questions listeners
are asking right now. From deciding when to rightsize a portfolio, to navigating the
emotional tugofwar of selling after a big gain, to understanding the role of precious
metals, taxes, Roth conversions, annuities, and estate planning, this episode covers a
full spectrum of issues that matter most to investors and retirees. We explore why
timing the market is so tricky, how to think clearly about risk versus return, and the
importance of aligning decisions with longterm planning instead of shortterm emotions.
You will also hear valuable insights on RMD strategies, IRMAA surprises, and when
annuity income might or might not fit your needs. Tune in for practical guidance
grounded in real client conversations, and as always, keep striving for Something More.
#FinancialPlanning #RetirementPlanning #InvestmentStrategy #WealthManagement
#MailbagEpisode #ChrisBoydShow #MarketInsights #TaxPlanning #RothConversion
#EstatePlanning #Annuities #FinancialAdvice #CapeCodAdvisors
#SomethingMoreWithChrisBoyd

In this episode of Something More with Chris Boyd, Chris, and Jeff welcome Social Security
expert and author Marsha Mantell for an in-depth conversation on the realities of Social Security
today. From the program's looming funding challenges to the widespread myths about
bankruptcy, grandfathering, and claiming strategies. Marsha breaks down what retirees really
need to know. They explore her new book, Social Security: Lightly Toasted, Not Burned, and
discuss the program's history, why people are panicking, and why they should not. They outline
both the math and the mindset behind smart claiming decisions. Whether you are single, married,
divorced, or widowed, Marsha explains why context matters, why the rules are not always
intuitive, and how this decision fits into broader retirement and financial planning. If Social
Security feels confusing or overwhelming, this episode brings clarity, calm, and practical
guidance for mapping your own best path forward.
#SocialSecurity #RetirementPlanning #FinancialAdvice #MarshaMantell #ChrisBoyd
#WealthEnhancementGroup #RetirementEducation #SocialSecurityMyths #FinancialPodcast
#SomethingMoreWithChrisBoyd
For more information or to reach TEAM AMR, click the following link:
https://www.wealthenhancement.com/advisor-teams/amr-team
To buy Marcia Mantell's book, click the link below:
https://www.barnesandnoble.com/w/social-security-lightly-toasted-not-burnt-marcia-macdonald-
mantell/1148852467?ean=9798987424933

Mortgage rates have shifted dramatically in recent years, leaving many homebuyers and
homeowners wondering: What is "normal" now? In this episode of Something More with Chris
Boyd, Chris is joined by Jeff Perry, Russ Ball, and special guest Donna McKeown, Senior Loan
Officer at Movement Mortgage, to break down the current mortgage landscape. We discuss
where rates stand today, why expectations have changed, and how to approach refinancing
decisions. Donna shares expert insights on points, adjustable vs. fixed rates, jumbo loans, and the
impact of student debt on mortgage approvals. Plus, we explore practical tips for first-time
buyers, when to start the conversation with a lender, and why "marry the house, date the rate"
might be the smartest advice in today's market. Whether you are buying, refinancing, or just
curious about trends, this episode offers clarity and actionable guidance.

#MortgageRates #HomeBuyingTips #Refinancing #RealEstateFinance #MortgageAdvice
#FinancialPlanning #HousingMarket #WealthManagement #InterestRates #SmartMoneyMoves

For more information or to reach TEAM AMR, click the following link:https://www.wealthenhancement.com/advisor-teams/amr-team

As the new year begins, Chris Boyd and senior portfolio strategist Brian Regan take a
deep, forward-looking look at the economy, markets, and portfolio positioning. This
episode explores how artificial intelligence has become a dominant driver of economic
growth and why its influence is reshaping equity valuations, sector allocation, and long-
term investment strategy.
Brian and Chris explain why today's market differs fundamentally from past valuation
peaks, how earnings growth and expanding margins are supporting prices, and what
hyperscale AI investment means for semiconductors, utilities, and infrastructure. The
conversation also covers yield-curve dynamics, Federal Reserve policy, inflation, tariffs,
and how these forces interact across equities, fixed income, alternatives, and international
markets.
Listeners will gain insight into the "complete system approach" to investing that connects
macroeconomic signals with tactical portfolio decisions, along with practical
considerations for retirees and those nearing retirement. A thoughtful, data-driven
discussion designed to help investors stay disciplined amid volatility and focus on what
truly drives markets.

#SomethingMorePodcast #MarketOutlook #ArtificialIntelligence #InvestingStrategy
#EconomicForecast #PortfolioManagement #InterestRates #YieldCurve
#FinancialPlanning #RetirementPlanning #WealthManagement

Subscribe and watch this episode on Youtube- https://youtu.be/8huJsBcTQZs

For more information or to reach TEAM AMR, click the following link:
https://www.wealthenhancement.com/advisor-teams/amr-team

AI vs. The Human Financial Planner:
Artificial Intelligence is transforming industries, but can it truly replace the human touch in
financial planning? In this episode of Something More with Chris Boyd, Chris is joined by Jeff
Perry and Russ Ball to explore the pros and cons of using AI for personal finance. From quick
answers and efficiency to the pitfalls of "hallucinations" and lack of context, we dive into where
A-I shines and where it falls short. Financial planning is not just about math; it's about life
changes, family dynamics, aspirations, and emotional comfort. Can an algorithm understand
your fears or priorities? We discuss why human advisors still play a critical role in tailoring
strategies, asking the right questions, and guiding decisions beyond formulas. Whether you are a

DIY investor or curious about tech's impact on wealth management, this conversation offers
valuable insights into balancing innovation with personal connection.
#ArtificialIntelligence #FinancialPlanning #AIandFinance #WealthManagement
#FutureOfFinance #HumanTouch #MoneyMatters #InvestingInsights #TechAndFinance
#FinancialAdvisor
For more information or to reach TEAM AMR, click the following link:
https://www.wealthenhancement.com/advisor-teams/amr-team

As we kick off a new year, investors face the challenge of navigating ever-changing
market narratives while staying focused on long-term goals. In this episode of Something
More with Chris Boyd, host Jay Christopher Boyd is joined by Jeff Perry and Brian
Regan to discuss key lessons from 2025 and how they shape portfolio strategies for 2026.
From the impact of government policy swings to the role of interest rates and the
evolution of technology giants like Nvidia, we explore what matters most for asset
allocation. Brian shares insights on holistic portfolio construction, risk management, and
why resisting reactionary moves is critical for success. Whether you are concerned about
volatility, curious about alternatives like gold, or wondering how AI-driven innovation
influences markets, this conversation offers practical guidance for building resilience and
opportunity into your financial plan.

#FinancialPlanning #PortfolioStrategy #MarketInsights #Investing2026
#RiskManagement #AssetAllocation #AIandMarkets #WealthManagement
#LongTermInvesting #EconomicTrends #InterestRates

For more information or to reach TEAM AMR, click the following link:
https://www.wealthenhancement.com/advisor-teams/amr-team