How much can I take? – How retirees determine a safe withdrawal rate is one of the
most frequent questions clients ask their financial advisors. Chris Boyd, Jeff Perry, and
Russ Ball review a recent Morningstar article (see link below). The conversation
includes the pros and cons of relying on the standard rate of 4% as well as the risks of
using stagnant rules in financial planning. Jeff raises the concept of cash flows as
suggested by the “Retirement Smile” concept and Chris highlights the need for
determining an annual withdrawal amount in the context of a comprehensive financial
plan.
https://www.morningstar.com/retirement/how-retirees-can-determine-safe-withdrawal-
rate-2025
For more information or to reach Chris Boyd, Russ Ball or Jeff Perry, click the following
link: https://www.wealthenhancement.com/s/advisor-teams/amr